Low Cost Financing for Energy Saving Home Improvements

Introduction to the Colorado ENERGY STAR ® and Energy Saving Mortgage Programs

Homebuyers and Homeowners can obtain a substantially reduced mortgage interest rate on the purchase or refinance of a Colorado home when certain energy efficiency or renewable energy systems are included in the construction or renovation of the home.   

This is an excellent loan for improving a home with: insulation, air sealing, windows, doors, upgraded furnace, hot water heater, or boiler, solar panels, or efficient lighting. Many other improvements are possible.

This mortgage product is provided through a cooperative venture between BOC and the Governor's Energy Office and provides a reduced interest rate for home buyers that invest in an ENERGY STAR rated home or  choose to renovate an existing home for Energy Efficiency.

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